Home Loan Rates 2024. If you want to buy now, given the high home prices and loan rates, experts say you should plan to stay in the new home for more than five years. Currently, union bank of india and bank of maharashtra offer the lowest home loan interest rate starting from 8.35% p.a.
They include your loan amount, how much debt you have compared to your income and your credit profile. Current average rates are calculated using all conditional loan offers presented to consumers nationwide by lendingtree’s network partners over the past seven days.